"What does it take to offer 15-30 days of credit to a general trade retailer and for someone else to take the risk?" - A large percentage of Kirana store retailers do not get any credit from distributors or institutions due to lack of financial history (leading to no credit score), small business size and limited financial education. This results in shortage of working capital for these retailers and impacts their regular purchases. We are looking for someone who can provide right microcredit to right retailers and manage the transactions end to end, enabling higher sales & distribution for the company. We are also open to looking at a combination of startups who can create a holistic solution of credit disbursement based on scoring and loan management.